WU Property Investments strives to acquire undervalued properties in need of development alongside venture capitalists, producing exceptional redevelopment and refurbishment of properties. When accomplished, the property is passed over to our letting team to tenant the property and generate a strong rental income. Alternatively, the property is sold on the open market producing a profit.
This passive investment provides stability and security to investors, avoiding the difficulties that may arise with frequent trading. Gradually this opportunity offers to generate an attractive ongoing income, building your wealth and delivering consistent exceptional results for investors.
“Successful people don’t fear failure. But understand that its necessary to learn and grow from.”
“Believe in your success and you will succeed. Believe in your success and you will be unstoppable.”
A property marketed at a low value with potential of growth is bought using the investment funds which are provided by the clients. By targeting low valued acquisitions, the competitive processes are avoided. With the use of a conveyance solicitor, it will ensure that all client legal obligations and rights are protected during the transaction. Increasing the value, the property then undergoes redevelopment and refurbishment in order to achieve a premium property able to qualify for renting at a new marketed value. Once tenanted, the mortgage application process begins and should be given a maximum of 9 months to be completed. Investors will then be reimbursed their capital gain plus interest using the mortgage loan and company funds for any shortfall that is needed to be covered.
Each opportunity is approached using a detailed set of rules and analysis. This ensures that our business has a strong foundation of assets on which to grow.
Once a suitable property has been found we enter negotiations and agree a purchase date.
Buying and developing properties requires initial capital funds. This offers exciting opportunities for investors. This money is used towards the purchase and / or refurbishment.
Value is then added to the property through refurbishment or changing its functionality.
Following the extensive refurbishment we get the property revalued and remortgaged allowing us to exact the investors funds and repaying them with the agreed interest.
“40% of the wealthiest individuals created their wealth directly through property and real estate investment.”- Times Rich List.
With an increasing demand for good quality homes across the UK and the difficulty of searching for the right place in this climate of uncertainty, there is a huge market for the potential of maximizing your return on property investment. Whether you are a first time or experienced investor, each of WU’s valued Private Investment Client investments will be personalized to match the individual’s needs with expert and genuine care in order to grow your wealth from secure property investments. Take control of your financial future and prosperity.
This is by far the most common form of repayment as it allows the borrower to deploy maximum capital and focus into the project, whilst the Private Investment Client receives the highest return on their capital deployed - 10% per annum. All capital and interest is repaid to the borrower at the end of the loan term.
Suitable for investors preferring to rollup their capital and interest repayment in order to maximise their rate of return.
This secondary repayment method gives you the opportunity to collect a regular income from the project in the form of a monthly interest payment, with their investment capital being repaid at the end of the loan term. Due to the increased cashflow outlay for the borrower, the maximum rate of return that can be offered is 6% per year or 0.5% per month.
Suitable for investors preferring to receive a regular monthly interest repayment, albeit at a slightly lower rate of return.
Suitable for investors preferring to rollup their capital and interest repayment in order to maximise their rate of return
Finding a suitable level of risk is ultimately down to each investor, however risk vs reward analysis can support decision making. The spectrum below displays the position of each asset class based on its risk-return profile. You will see that residential property falls within the middle of the quadrant highlighted in green, representing an above average annual total return and a low level of volatility. In comparison, gold and equities represent a high level of volatility with a moderate annualized total return, i.e. lower past performance with an increased risk that investors will be forced to sell at a bad time
However you decide to invest, staying informed by comprehensive, credible research will help you gain a more accurate picture of the markets you’re investing in, and make educated investment decisions. By understanding the different variables impacting complex markets such as property, it’s easier to distinguish facts from headlines.
Assuming that all of the investment capital needed is provided by one Private Investment Client then a 1st charge security can be placed on the building. This is lodged with land registry and is the same level of collateral that a mortgage company requires. A CH1 gives you full legal power to recover your capital and repossess the property should any terms of the loan not be fulfilled.
Assuming that there are multiple Private Investment Clients lending capital on this project then restrictions will be the primary security method used to collateralise their loan. A restriction can be placed against any property owned by the borrower and restricts them from selling or remortgaging that property without the consent of the investment client. Although an RX1 is not as definitive as a CH1, it still remains the most practical method by which multiple lenders can secure their investment.
The property can be bought via a limited company and the Private Investment Client(s) can own assignable shares of that company. This option can provide challenges for the rent and refinance strategy as some buy-to-let lenders will want to know the experience of all shareholders, but will be most suitable for a Renovate and Sell strategy.